Bananagrams (circle on tile)

All tiles (the BUNCH) are placed face down on the table. Everyone takes 11-21 tiles, depending on the number of players. Someone calls out SPLIT. Players turn over their tiles and proceed, simultaneously, to create their own individual crossword, which they may constantly rearrange. When a player calls out PEEL and takes one tile from the BUNCH. all other players MUST take a tile at this time. At any time, and as often as desired, a player with a letter that is difficult to use may say DUMP and return it, face down, to the BUNCH, but must take THREE tiles in exchange. Once all the tiles in the BUNCH are gone, the first player with no tiles left calls out BANANAS! and is the winner of that HAND.